Thanks Luckiest, I have been thinking outside the box. I have spent many hours on Google. I do not fit into any of the minorities that seem eligible for grants. I have also been to 3 banks in an attempt to work through SBA, much like other people I have found the banks are not interested. It is very frustrating, I have a property with tons of equity, a decent credit score, a good venture, and I am matching the amount I am looking for with my own funds. I have a business plan (which a bank manager told me looks very good, but then could do nothing), and cash flow and income reports for the next 2 years.

It seems the country does not want to help new start up businesses, it would be fine if I had been in business for two years, then they seem happy to go to SBA, but not for start ups.

I will find a way to make this work.

Thanks

Dean

Thanks Rita, pretty much my only route seems to be to tap nto a credit line. I have $200k plus equity in our home, but amazingly the banks did not seem to want to give the business a line of credit using the equity in the property. Must be impossible for people without any equity to start a new venture.

Dean