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    <title>Home : Thread List - All Communities</title>
    <link>http://smallbusinessonlinecommunity.bankofamerica.com/index.jspa?view=discussions</link>
    <description>Latest Forum Threads in Home</description>
    <language>en</language>
    <pubDate>Sat, 04 Sep 2010 18:07:44 GMT</pubDate>
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    <dc:date>2010-09-04T18:07:44Z</dc:date>
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    <item>
      <title>We found a new way to advertise</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27892</link>
      <description>Hi all,&lt;br /&gt;
&lt;br /&gt;
Just wanted to pass the word about inboxadvertising.com to my fellow biz owners.  They were recomended to us by our neighbor (a restaurant) to try.  We did and we really like the service.  What they do is email marketing to specific zip codes.  Not sure if this is an original idea, but we had never heard of it before.  There pitch is that many, if not most, of your customers are local and therefore you should advertise directly to them via email.  You use their email lists (if you don't have one), they design and send your email to thousands of folks in any zip you want and report the results.&lt;br /&gt;
&lt;br /&gt;
btw - this is NOT a shameless plug for www.inboxadvertising.com.  Our company is Blue Monday Studio (www.bluemondaystudio.com)...now THAT was a shameless plug!&lt;br /&gt;
&lt;br /&gt;
Anyway, check them out.  It worked for us.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2014">advertising</category>
      <pubDate>Wed, 25 Aug 2010 20:28:17 GMT</pubDate>
      <author>BlueMonday</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27892</guid>
      <dc:date>2010-08-25T20:28:17Z</dc:date>
      <clearspace:dateToText>8 hours ago</clearspace:dateToText>
      <clearspace:messageCount>7</clearspace:messageCount>
      <clearspace:replyCount>6</clearspace:replyCount>
    </item>
    <item>
      <title>So you want to start a business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27705</link>
      <description>I would like to some general knoledge and experience.  first of all  Find or build a legitimate &lt;br /&gt;
&lt;br /&gt;
website that offers a product  or services that people really want or need (do your homework).  Then make sure your product or service is competitively priced (do your homework).  Then create exposure for your website the internet. There are a number of ways to achieve this - traffic exchanges, pay-per-click, forums like this one, word of mouth, social websites... (Do your homework).  You see, home-based businesses are just like any other business - they require lots of work, there are no free rides.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">advertising</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">business</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">business_plan</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">business_start_up</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">new_business</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">new_business_idea</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">starting_a_new_business</category>
      <pubDate>Fri, 13 Aug 2010 00:14:33 GMT</pubDate>
      <author>djcmilton</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27705</guid>
      <dc:date>2010-08-13T00:14:33Z</dc:date>
      <clearspace:dateToText>16 hours ago</clearspace:dateToText>
      <clearspace:messageCount>8</clearspace:messageCount>
      <clearspace:replyCount>7</clearspace:replyCount>
    </item>
    <item>
      <title>What a webstore?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=28012</link>
      <description>E-Commerce tools at their best. Perfect for large organizations with considerable inventory. Terrific for the mom &amp;#38; pop store wanting a webportal.&lt;br /&gt;
Try out this great app completely free. All the features pre-included are presented here[/URL]</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">new</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">business</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">online</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">store</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">any</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">content</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">franchise</category>
      <pubDate>Sat, 04 Sep 2010 00:04:25 GMT</pubDate>
      <author>ocwpat</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=28012</guid>
      <dc:date>2010-09-04T00:04:25Z</dc:date>
      <clearspace:dateToText>23 hours ago</clearspace:dateToText>
      <clearspace:messageCount>2</clearspace:messageCount>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Does SEO Really Work For The Long-Term?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27324</link>
      <description>I started using SEO a couple of months ago, for my business.  It seems to be working great for me.  My sales have increased a great deal.&lt;br /&gt;
&lt;br /&gt;
Does SEO really work for the long-term?   &lt;br /&gt;
&lt;p /&gt;
Sincerely,&lt;br /&gt;
&lt;br /&gt;
Reginald L. Alston&lt;br /&gt;
Founder/CEO&lt;br /&gt;
RTX Enterprises&lt;br /&gt;
 &lt;a target="_blank" href="http://smallbusinessonlinecommunity.bankofamerica.com/interstitial-page.jspa?businessUrl=http%3A%2F%2Fis.gd%2FcPy5L%26lt%3B%2Fa%26lt%3Bfont&amp;referrerUrl=http%3A%2F%2Fsmallbusinessonlinecommunity.bankofamerica.com"&gt;http://is.gd/cPy5L&amp;lt;/a&amp;lt;font&lt;/a&gt; color="#000000"&amp;gt;</description>
      <pubDate>Mon, 19 Jul 2010 18:22:02 GMT</pubDate>
      <author>gym68201</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27324</guid>
      <dc:date>2010-07-19T18:22:02Z</dc:date>
      <clearspace:dateToText>Yesterday, 10:14 PM</clearspace:dateToText>
      <clearspace:messageCount>18</clearspace:messageCount>
      <clearspace:replyCount>17</clearspace:replyCount>
    </item>
    <item>
      <title>Opt out of overtime</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27992</link>
      <description>&lt;br /&gt;
Several hourly employees at my small restaurant want to work as many hours as possible, but I am reluctant to schedule them over 40 hours per week to avoid overtime pay. They have all agreed to work the hours at their regular pay rates, but I'm not sure this is legal. Can I have them sign a form in which they give up any claim of overtime pay?</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2011">payroll</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2011">employee_wages</category>
      <pubDate>Thu, 02 Sep 2010 21:02:05 GMT</pubDate>
      <author>manthore</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27992</guid>
      <dc:date>2010-09-02T21:02:05Z</dc:date>
      <clearspace:dateToText>Yesterday, 2:03 PM</clearspace:dateToText>
      <clearspace:messageCount>2</clearspace:messageCount>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>I am trying to start my own Women and Childrens' Hospital.</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27999</link>
      <description>I am trying to start my own business. I am trying to open my own Women and Childrens' Hospital.  I am not sure on how to market it?  Does anyone have any helpful hints out there on how I should go about marketing my hospital?</description>
      <pubDate>Fri, 03 Sep 2010 13:05:12 GMT</pubDate>
      <author>URRUTIA25</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27999</guid>
      <dc:date>2010-09-03T13:05:12Z</dc:date>
      <clearspace:dateToText>Yesterday, 1:12 PM</clearspace:dateToText>
      <clearspace:messageCount>2</clearspace:messageCount>
      <clearspace:replyCount>1</clearspace:replyCount>
    </item>
    <item>
      <title>Starting a medical practice from scratch</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27946</link>
      <description>&lt;br /&gt;
I just finished my surgical residency approx. 4wks ago, and have been contemplating on starting my own practice. I have talked with a couple of banks which have not been able to help me. Here is the issue. I found a perfect location with limited amount of medical providers in my specialty, sitting in the middle of a medical complex. I would be very busy. It is also adjacent to the largest hospital in the area. I am in need of approx. 40-50K in order to maintain the lease and purchase equipment for 6 months which is the amount of time I give the practice to pay for itself. I have a part time job working for a nursing home agency which pays me roughly 65K annually which I planned to continue to work throughout the process. My credit scores are not the best. Fico for TU is 651, the other two are probably less. No major derogatories or pitfalls, just minor dings from undergrad and a couple of collections from medical school, and NO CREDIT established.   &lt;br /&gt;
&lt;br /&gt;
I was raised in poverty and I have made it thus far, so I know I can accomplished the stressful goal of establishing a practice, I just need a little assistance. Any suggestions?  I have asked the hospital which thought it over, but turned me down in the long run. I have talked to microlenders which needed collateral for 100% of the loan. I dont have any type of collateral.  &lt;br /&gt;
&lt;br /&gt;
Any Suggestions?</description>
      <pubDate>Mon, 30 Aug 2010 15:00:24 GMT</pubDate>
      <author>johnthebaptis</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27946</guid>
      <dc:date>2010-08-30T15:00:24Z</dc:date>
      <clearspace:dateToText>Yesterday, 12:46 PM</clearspace:dateToText>
      <clearspace:messageCount>6</clearspace:messageCount>
      <clearspace:replyCount>5</clearspace:replyCount>
    </item>
    <item>
      <title>What is the best advice for someone starting a business?</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27965</link>
      <description>What is the best advice you could give to someone starting a business?</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">business</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2003">business_start_up</category>
      <pubDate>Tue, 31 Aug 2010 16:27:26 GMT</pubDate>
      <author>sateensheth</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27965</guid>
      <dc:date>2010-08-31T16:27:26Z</dc:date>
      <clearspace:dateToText>Yesterday, 12:41 PM</clearspace:dateToText>
      <clearspace:messageCount>7</clearspace:messageCount>
      <clearspace:replyCount>6</clearspace:replyCount>
    </item>
    <item>
      <title>Business Franchising – Why You Should Franchise Your Business</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=25665</link>
      <description>Franchising is not at all a new concept. We witness many franchises in our every day lives as there are plenty of chains all over the country. These franchises have some control over the chain and run them almost independently. In a nutshell, franchise is a business established under an authorization to sell a company's goods and services in a different area.&lt;br /&gt;
&lt;br /&gt;
For example, Company A in New York wants to expand its business Boston, it may open its branch or an outlet there but what if the company doesn't have the time and resources to sell their products in Boston? This is why many companies, willing to expand business opt for franchise so that they don't have to handle the operations which is resource and time intensive. &lt;br /&gt;
&lt;br /&gt;
There are many entrepreneurs who are willing to purchase franchise from companies looking towards to expand their businesses. The franchise has to sign a contract and terms and conditions which lay out how the franchise have to be run, the quality standards maintained, the back end operations profit sharing etc.&lt;br /&gt;
&lt;br /&gt;
Franchising is more beneficial especially when a company wants to expand its business in a different state or country where it has to wait for government approval and other formalities. Even if happens, the company may not have the expertise to market their products in that particular place due to various reasons. Franchising is the best option for any company wanting to expand its business. It will drastically reduce capital outlay, operations, marketing and all headaches.</description>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">franchise</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">business</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">franchise</category>
      <category domain="http://smallbusinessonlinecommunity.bankofamerica.com/tags?communityID=2005">opportunity</category>
      <pubDate>Fri, 09 Apr 2010 10:29:18 GMT</pubDate>
      <author>leehman12</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=25665</guid>
      <dc:date>2010-04-09T10:29:18Z</dc:date>
      <clearspace:dateToText>Yesterday, 9:18 AM</clearspace:dateToText>
      <clearspace:messageCount>2</clearspace:messageCount>
      <clearspace:replyCount>1</clearspace:replyCount>
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    <item>
      <title>what if i want to join in ebay??</title>
      <link>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27996</link>
      <description>can anyone tell how to start a business through, what do i need to prepare?&lt;br /&gt;
and what kind of products is the most popular one?&lt;br /&gt;
what kind of prices can be accepted?&lt;br /&gt;
thanks all^^</description>
      <pubDate>Fri, 03 Sep 2010 09:07:11 GMT</pubDate>
      <author>luckygirl_nin</author>
      <guid>http://smallbusinessonlinecommunity.bankofamerica.com/thread.jspa?threadID=27996</guid>
      <dc:date>2010-09-03T09:07:11Z</dc:date>
      <clearspace:dateToText>Yesterday, 5:07 AM</clearspace:dateToText>
      <clearspace:messageCount>1</clearspace:messageCount>
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